Disclaimer

Yamak Digital ("we", "us", "our") makes every effort to keep the information on our website accurate and up to date. However, we make no representations or warranties of any kind — express or implied — about the completeness, accuracy, reliability, suitability, or availability of the website or the information, products, services, or related graphics contained on the website for any purpose.

This website is provided on an "as is" and "as available" basis. We reserve the right to make changes to the website at any time without prior notice.

Our 100+ free online tools are designed to be helpful and reasonably accurate for general use. However, please be aware of the following:

Calculator Tools

• EMI, loan, and interest calculations are based on standard formulas and are approximate
• Actual bank calculations may differ based on specific bank policies and rounding methods
• Tax calculations are based on current publicly known tax slabs and may not reflect the latest government amendments
• GST calculations are based on standard rates — special rates for specific goods may differ

Converter & Text Tools

• Currency conversion rates are indicative and may not reflect real-time market rates
• Unit conversions are based on standard international definitions
• Spell checker results may not cover all regional spellings or technical terminology

SEO & Web Tools

• Website speed test results are approximate and may vary based on server load and network conditions
• SEO tools provide general guidance only — search engine algorithms change frequently
• WHOIS and DNS results depend on third-party registrar data which may be delayed

Our financial tools — including EMI calculators, SIP calculators, loan calculators, income tax calculators, and investment calculators — are provided for:

• General educational and informational purposes only
• Getting a rough estimate to understand concepts
• Preliminary planning before consulting a professional

For actual financial planning, loan applications, tax filings, or investment decisions, you should always consult:

• A certified Chartered Accountant (CA) for tax matters
• A SEBI-registered financial advisor for investments
• Your bank directly for loan and EMI calculations
• A certified financial planner for retirement planning

Yamak Digital is not responsible for any financial decisions made based on tool results from our website.

Results from health-related tools on our website are:

• For general informational and educational purposes only
• Based on widely accepted standard formulas (WHO, NIH guidelines)
• Not a substitute for professional medical evaluation
• Not personalized to your individual health conditions

You should always consult a qualified medical doctor or healthcare professional before making any health-related decisions based on tool results. Individual health conditions can significantly affect what is appropriate for you.

Our Terms of Service, Privacy Policy, and other legal documents are provided as templates and general guidance. They:

• Are not customized to your specific legal situation
• Do not create a lawyer-client relationship
• May not reflect the most recent changes in Indian law
• Should not be used as-is for legal proceedings

For any legal matters, please consult a qualified advocate or legal professional registered with the Bar Council of India.

Our website may contain links to third-party websites, tools, or resources. These links are provided for your convenience only. We have no control over the content of those sites and:

• Do not endorse or take responsibility for any third-party website content
• Are not responsible for any loss or damage that may arise from your use of them
• Cannot guarantee the accuracy or reliability of linked content
• Are not responsible for the privacy practices of third-party websites

The content, tools, and resources on Yamak Digital are not a substitute for professional advice. We strongly recommend seeking professional guidance in these areas:

While we make every effort to ensure the information on our website is accurate and up-to-date:

• We cannot guarantee that our website is free from errors or inaccuracies
• Information may become outdated due to changes in laws, rates, or standards
• Tool results may contain bugs or calculation errors in edge cases
• Content may be incomplete in some areas

We strive to keep our website and tools available 24/7, but we cannot guarantee uninterrupted access. The website may be temporarily unavailable due to:

• Scheduled or emergency server maintenance
• Technical issues or hosting provider outages
• Internet connectivity problems beyond our control
• Cyber attacks or security incidents
• Force majeure events (natural disasters, government actions, etc.)

Yamak Digital shall not be liable for any loss or inconvenience caused by temporary unavailability of our website or tools.

If you have questions about this disclaimer or have found any inaccurate information on our website, please reach out: